A digital banking app designed to accelerate transformation, help build transitions, tools and processes

Innovative UX, high security, pre-built APIs integrated with the top core systems in the market. Middleware APIs ready to use, campaigns to accelerate the digital sales, and more

Make AI part of every banking interaction

ebankIT uses AI to turn real-time data into smarter decisions, stronger security, and more relevant customer experiences. It works continuously across the platform, helping institutions engage customers, reduce risk, and unlock new growth opportunities.

Agentic AI ebankIT Finovate

See our Agentic AI live at FinovateFall 2025

Trusted by leading banks and credit unions worldwide

ebankIT architecture

Customer channels

Enables access to digital banking anywhere, in real time and across every channel: Web, Mobile, Wearables, and other emerging channels.

ebankIT integration layer

Micro service and Kubernetes ready to use.The platform’s foundational layer. Equipped with pre‑built connectors, it ensures fast, secure, and efficient integration between any core banking system and the ebankIT platform.

ebankIT open banking layer

A growing ecosystem of partners, unlocking complementary technologies and expanding your institution ‘s digital capabilities.

Front-office channels

All the tools to engage customers where it matters most, from the branch front office to contact centers and next‑generation customer management hubs.

Back-office channels

The backstage where smart operations take shape, powering faster service, efficient workflows, fewer bottlenecks, and superior customer experiences.

Marketplace

A curated ecosystem of fintech solutions – spanning remote customer assistance, payments, lending, and more – built to help financial institutions extend their digital capabilities quickly and confidently.

Central 1 Payments · PPJV (Prairie Payments Joint Venture) · Aviso Wealth · ThirdStream · MX · AgentIQ · Entersekt · Doshi · Futurae

ebankIT business layer

A core component of the ebankIT Platform. Built for immediate, out‑of‑the‑box operation, it reduces deployment time and enables a more efficient digital transition.

ebankIT Studio

It empowers financial institutions to create and launch new services in‑house, with minimal coding effort and significantly lower development costs.

Digital marketing and campaigns

An intuitive tool that empowers marketing teams to boost digital sales by crafting compelling promotional messages, whether tailored to segmented targets or personalized to each individual client's unique needs and preferences.

One platform built for every banking segment

An intuitive banking experience across every channel

  • Faster onboarding & KYC compliance
  • Seamless transactions that increase customer satisfaction
  • Deeper customer engagement through tailored financial guidance
  • Higher campaign performance with smarter targeting
  • Increased revenue through AI-driven cross-sell and upsell
Retail-01

Streamlining business banking operations

  • Self-service business onboarding
  • Single login for every account
  • Cash‑flow optimization tools
  • Bulk payment processing
  • Streamlined approval workflows[
SMB-01

Support large‑scale account holders with commercial tools

  • Onboarding that accelerates client activation and growth
  • Advanced cash management that improves liquidity
  • Simplified multi‑entity management
  • Stronger security with role‑based access and permissions
  • Scalable payments and collections that handle growth with ease
Commercial-01

One platform built for every banking segment

Retail banking

Retail banking ebankIT

Core features:

  • Customizable innovative UX · Responsive desktop design · Dark mode · Change app background
  • Digital onboarding · Account opening
  • Dashboard widget personalization Account history widget · Start wizard · Personalization drawer
  • Accounts · Movements · Payments · Transfers · Cards · Savings · Deposits · Lending · and more
  • Operation scheduling · Favorite operations widget · Operation timeline widget · Shortcut widget
  • Lending · Instant loan · Calculators · Credit requests · Digital documents uploads · AI coring · Risks analysis · Digital credit proposal · Request follow up widget for customers

SMB and Commercial banking

SMB and Commercial banking ebankIT

Core features:

  • Customizable innovative UX · Responsive desktop design · Dark mode · Change app background
  • Digital onboarding · Account opening · Dashboard widget personalization · Account history
  • Contracts · Accounts · Interac e-Transfers · Payments · Payroll payments · Bill payments · Cards · eTransfers · Lending · Government payments · Bulk operations approvals · and more
  • Permissions groups · Self-service contract rules · Self-service user management
  • Operation scheduling · Favorite operations widget · Operation timeline widget · Shortcut widget
  • Dynamic operation approval rules · Operation approval dashboard widget · Operations approval list and details

One platform built for every banking segment

  • Account alerts · Operation scheduling · User engagement hub · KYC controls
  • Personalized campaign widget · Financial overview dashboard widget · Account history widget · Favourite operations widget · Operation timeline widget · Shortcut widget · Dashboard widget personalization
  • Mobile system widgets · Watch banking
  • Biometric unlock · Adaptive MFA · Private mode
  • Responsive desktop design · Dark mode · Accessibility conformance
  • Digital onboarding · Account opening
  • Start wizard · Personalization drawer · Change app background
  • Canada Layer: Interac eTransfers · Bill Payments · Remote Cheque Deposit · eDocuments
Retail-01
  • Multi-user contract · Multi-entity companies · Multi-currency support
  • Profile switching · Segmented visual themes · Account groups · Personalization sharing · Bulk file upload
  • Permission groups · Dynamic operation approval rules · Operation approval dashboard widget · Approval notifications · Operation approval list and details · Bulk operation approvals
  • Self-service contract rules · Self-service user management · Commercial customer assistance
  • Canada Layer: Interac eTransfers for Business · CRA Payments and CRA Direct Deposit · Account Sweeps
SMB-01

ebankIT in numbers

13
Countries

The ebankIT platform is deployed across 13 countries spanning 4 continents.

+20
Million users

More than 20 million users interact with the ebankIT platform every day

+65
Clients

Trusted by over 65 clients across Africa, Europe, the Middle East, North America, and the Caribbean

+16
Core integrations

Pre-integrated with 16 leading core banking systems to accelerate implementation

An architecture built to scale, adapt, and accelerate growth

Secure by design.

Multi-layered security, authentication, authorisation, monitoring, and governance capabilities provide complete operational control while protecting customers, data, and banking services.

Real-time responsiveness.

Real-time processing, orchestration, and synchronisation ensure customers and staff always have access to the latest information and can act immediately across channels.

Adaptive architecture.

A flexible architecture that supports deployment across diverse environments, enabling institutions to modernise, integrate, and innovate at their own pace while minimising platform disruption.

Cloud-ready scalability.

Built for modern cloud environments, the platform scales elastically, supports resilient deployments, and enables rapid innovation through automated operations and continuous delivery practices.

Modular, reusable services.

Domain-oriented, API-driven services can be deployed, extended, and scaled independently, accelerating innovation while simplifying integration across the banking ecosystem.

True omnichannel banking.

Centralised business logic and shared services ensure consistent journeys, real-time synchronisation, and seamless experiences across web, mobile, assisted, and future channels.

Management & security

Advanced security controls to ensure complete operational oversight, safeguarding data, enforcing compliance, and protecting every channel with robust, enterprise‑grade protection.

Centralised orchestration.

A configurable orchestration layer coordinates customer journeys, business processes, and service interactions, delivering greater consistency, agility, and reuse across all channels.

ebankIT Academy

ebankIT Academy

Empowering partners through certification, technical expertise, and implementation excellence. Learn from ebankIT specialists, build real-world skills, and advance from Beginner to Expert through a structured training and certification journey.

7 Support & Maintenance

 

24/7 Support & Maintenance

From implementation to ongoing operations, our experts deliver continuous support and proactive maintenance to ensure your digital banking platform performs at its best.

Don’t take our word for it

Some of the world’s top financial institutions have already implemented ebankIT. Find out why they trust us.

Marianne Wildi
Marianne Wildi CEO at Hypothekarbank Lenzburg, Switzerland

In ebankIT we have found a partner that allows for a flexible and agile development. Within a very short time, less than 3 months, we were able to provide an e-banking service that met our expectations.

Jeff Wong
Jeff Wong Chief Digital, Information and Technology Officer at Coast Canada, Canada

Our internal stakeholders really loved working with ebankIT. Why? When we sit at the table, every decision we make is focused on our members, and we actually believe that ebankIT really cares about our members.

Portraits_Glass_ Atul Varde
Atul Varde Chief Information and Payments Officer at Servus Credit Union, Canada

By extending our relationship with ebankIT, we are continuing to invest in a digital banking experience that puts our members first, whether they are managing personal finances or running a business. This partnership allows us to innovate faster while ensuring a secure, scalable platform that grows with our members’ needs.

Turn digital banking into a driver of growth, efficiency, and trust

With the right platform, financial institutions can move beyond fragmented capabilities and deliver measurable impact across their digital operations.

Strengthen security and build trust
Middleware KPIs Monitoring tools Business rules AI security & prevention
Adapt and evolve with confidence
Open banking Regional layers Marketplace Core API integrations (Mambu, Finastra, Jack Henry)
Drive growth through digital engagement
Digital onboarding CRM integration PFM integration Customization tools Digital marketing & sales
Improve operational efficiency at scale
ebankIT Studio ebankIT Academy

Technology             

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